I never leave home without travel insurance - not even to drive two hours down the road to cross the border - and I don't think you should, either.
Just yesterday, I read about a traveler who had a sudden case of appendicitis
while traveling, and another who had a heart attack. It was a good reminder that it's not just trip-specific accidents that you are covering yourself for (tripping on cobblestones and breaking a bone, falling down cruise ship stairs and hitting your head) but unexpected illnesses that could just as easily strike you at home or away. And nobody needs a $20,000+ surprise like that!
Travel insurance is not a one-size-fits-all product so we don't recommend just one company. Instead, Janice has written a comprehensive guide to the important elements of travel insurance policies for solo travelers - from emergency medical to trip cancellation, interuption or delay to baggage loss or
damage to companion coverage and more - and we recommend a trusted platform that will provide you with options from multiple insurers so you can pick the one that fits you best. Because these prices are regulated by law, you will never find a lower price elsewhere on the same plan.
We recommend TravelInsurance.com for its ease of use, variety of top-rated providers, clear language, and customer service. Click below to get an instant, no-obligation, online quote and you'll see why we like it (and why it has over 100,000 5* reviews).